What is your spending style?
You receive a bill of $45. If your wallet contained a $100, a $50, five $10 and a $5, what would you use to pay the bill?
four $10s & one $5 so that there is no change needed
If your house was on fire and you could only take one thing with you, what would it be?
You are about to water your flowers, but it starts to rain. What do you do?
Decide not to water them as they'll get wet anyway.
Continue to water as you are used to the routine.
Think it's only a little rain, so you just water a little and wait.
Just wait and see how heavily it rains.